Never Let a Crisis Trouble You – UpFinance is Here for the Rescue!
Whether it is a bill to pay or a new item you need to buy, the recent global pandemic has left us all a little bit worse for wear when it comes to financial capabilities. So what if you need to get a new car for a job you just found because of travel distance? What if you need a new set of couches for your new home? The quickest and most convenient solution for anyone in the Philippines with these specific needs is to search up suitable loans that won’t break your bank. UpFinance offers an intuitive and comprehensive service in this regard.
Let’s find out what you can get out of this website and how to use its Calculator feature to find just the right loan providers for your situation.
UpFinance understands what Filipinos need when it comes to loans
UpFinance can proudly proclaim that we have a great understanding of the financial market as well as customer behaviors in the Philippines. Our website is run by a small yet dedicated team of experts in this field who are always working hard day and night to ensure that our site always keeps up-to-date with the latest development. This is due to the fact that we often receive questions from our customers about certain financial decisions when they use our website to search for loan providers. We want our team to be equipped with the newest knowledge so that our advice to you will always be the most relevant to both your needs and the market trends.
Furthermore, in an effort to curate better financial offers to our customer base, UpFinance has partnered up with major financial institutions all across the Philippines, bringing you all the best and latest offers that suit your needs more than ever. UpFinance has been working closely with big names in the Philippines such as:
· DigiDo, Robocash, Online Loans Pilipinas, Kviku, Money Cat… who are popular and recognizable names in the financial sector.
· Popular banks that also offer loans, such as Home Credit, AUB, Marayo Bank, BDO Unibank.
· Insurance companies, such as Sun Life, Manulife, and AXA Philippines.
· Local pawnshops who offer the most competitive exchange rates, including Palawan, Celuan, and Reymalyn.
· Online Payday Loan Companies, such as AEON Credit Ph, Uploan, Cashmart, and more.
There is no shortage of reputable and trustworthy financial institutions that you can find here on UpFinance.
Can I find good interest rates when searching on UpFinance?
Choosing the right interest rate depends great on your income, the credit term you are comfortable with, and whether the credit institution requires a deposit.
Let’s look at a few examples. Housing credit has the lowest interest rate because it is a type of long-term borrowing and you can secure this loan by a pledge. It is possible to gain access to lower interest rates if you apply for an agricultural loan, because they are often backed by the government or charitable organizations through their programs.
Credit terms for car loans are significantly shorter than that of housing credit. However,you will be required to sign your car up as collateral, which makes it possible for credit organizations to keep the interest rate low.
Loans with mid-range interest rates include teacher credit, personal loans, OFW loans, salary loans, or SSS loans. These types of credits have very similar conditions and terms, but you need to provide proofs of income to gain access to any of them.
UpFinance’s Calculator – your all-in-one tool for finding the right loans
The UpFinance website displays its primary tool box quite. The Calculator is placed right at the center of the home page for your ease of access, meaning you can get right to finding services the moment you visit the page. There’s no need for fiddling around with tabs and other navigations, simply get straight to the reason why you’re here. There are two sliders on the Calculator, Amount and Term. You can adjust both of them to your needs so that the Calculator can help you find the services that match your criteria. Follow these simple steps to use the UpFinance calculator:
1. For the “Amount” slider, think about how much money you need and can afford to repay. UpFinance will find providers who match the minimum and maximum loan amounts that you have set. Keep in mind that you should only borrow as much money as you need, never get more than that, because you might not be able to repay on time, leading to interests incurring over the months.
2. For the “Term” slider, this is how much time you want your repayment period to last. The longer the repayment time, the lower the amount each month you have to repay, but the slightly higher the interest rate is. However, lower interest rate doesn’t always mean it’s easier to repay, since the repayment for each month is significantly higher. Therefore, think twice before settling for a term and UpFinance will match providers who offer similar time frames for you.
3. After you have finished deciding, hit the “Find Offers” button and browse through a list of financial services that fit your needs.
Using the calculator on UpFinance, you can see many different types of loan packages specifically filtered based on your criteria in a flash. No longer will you have to spend hours looking through many different companies anymore.
All in all, when it comes to finding the right loans for any emergency and need that requires quick cash, you can’t go wrong with UpFinance. With the current financial and medical climate plaguing the Philippines and the whole world, it is important that services like UpFinance exist to help educate and guide the regular citizens of the Philippines to make better decisions on their wallets and budgets. You can be part of this learning process today, as well, by simply visiting UpFinance and dropping a line to our support team via our phone number or email that you can find in the Contact Us tab. Whatever the case, UpFinance members are always available to help you out!
